The Obama-Care healthcare bill benefits MOSTLY the uninsured, and are CLEARLY the biggest beneficiaries of this new healthcare legislation. They say it was created ESPECIALLY for "low-income" people...but was REALLY created for "non-income people", and will also provide funding for illegal immigrants and abortions.
Here's how:
- - - - - Those Without Insurance (the uninsured) - - - - -
The first year, poor people (those below the poverty threshold) who most likely do not have health insurance (if not already covered by Medicare or Medicaid) would supposedly owe *$95, or 1% of their income, whichever is greater. But the penalty would subsequently rise, reaching $695, or 2 percent of income for all those who don't buy a GOVERNMENT APPROVED comprehensive health insurance plan.
*This is ridiculous! - $95 would represent 1% of a $950 annual income. No one in America lives on this. A homeless panhandler earns much more.
How this applies to you - Example: When you file your 1040 next year, and your gross income was $25,000 in 2010, 1% of your income would be $250.00...and you would be "fined" (TAXED) if you can't PROVE you have health insurance. This will be collected by the IRS (through tax refunds).
Note: This "fine" or TAX, is CONSIDERABLY cheaper than actually buying a healtcare plan, unless your your annual income execeeds $250,000 (of which 2% would be $5,000...what it costs for a good comprehensive healthcare plan.)
One tactic: I would just claim the maximum amount of exemptions allowed (9) on my W-4 form to avoid paying excessive income taxes in my payroll checks during the course of the year; then when I'd file my 1040 federal income tax return, I'd just pay what I actually owed minus the "fine".) They can send the IRS Agents to arrest me. But if 150 million tax filers did these, the IRS would have to be very selective in their enforcement 
Note: I would be careful that they don't have the legal authority garnish your checking / savings / IRA accounts before I used this tactic. But the way things are going, they might, AND put a lien on your house and REPO your car. I wouldn't put anything out of reach of the IRS - not even off-shore bank acounts.
Compare:
The average unemployment benefit across the U.S. is $1,278 a month (or $15,336 annually).
COBRA monthly premiums are just too expensive (family coverage are $1,069).
If you're SINGLE collecting unemployment benefits, you EXCEED the "poverty threshold" but if you're a single mom with 3 or 4 kids, you would qualify for Free Obama-Care.
Or if you're single with no children with a wage or income $11,161 or below, you would also qualify for Free Obama-Care.
And "families" who fall below the Income-tax Filing Thresholds (defined below) would not owe anything either, and get Free Obama-Care. Nor would people who cannot find a policy that costs less than 8% of their income (8% of a $25,000 annual income is $2,000). It would be next to impossible to find a comprehensive healthcare insurance policy for $2,000 a year! They too, get Free Obama-Care.
Non-income people - This means 2 or more adults on welfare (and also qualify for food-stamps and other government substitutes from the "Obama Stash") can share the expenses of living in a rented apartment AND ALSO qualify for Free Obama-Care!
Low-income people - But a factory worker working *40 hours a week earning the minimum wage (or people who rightfully collect unemployment benefits) would NOT qualify for Free Obama-Care - you'd be ABOVE poverty threshold.
(* $7.25 an hour, times 40 hours, times 52 weeks = $15,080 annual income)
This healthcare plan is specifically geared to "Non-income" people, not "Low-income" people as the Progressives in the Democratic Party would have you believe.
- - - - - - The Timeline - - - - -
Within three months of the law’s taking effect, people who have been locked out of the insurance market because of a pre-existing condition would be eligible for subsidized coverage through a new high-risk insurance program. That special coverage would continue until the legislation’s engine kicks into a higher gear in 2014, when coverage would be extended to a wider part of the population through Medicaid and new state-run insurance exchanges
Six months after the legislation is enacted, many plans would be prohibited from placing lifetime limits on medical coverage, and they could not cancel the policies of people who fall ill. Children with pre-existing conditions could not be denied coverage. And dependent children up to age 26 would be eligible for coverage under their parents’ plans.
In 2013, affluent families with annual income above $250,000 would be required to pay an additional 3.8 percent tax on their investment income, while contributing more to the Medicare program from their payroll taxes. And eventually, the most expensive insurance policies would be subject to a new tax.
In 2014, people with pre-existing conditions could no longer be denied insurance, all lifetime and annual limits on coverage would be eliminated and new policies would be required to meet higher benefit standards.
Beginning in 2014 many employers - those with 50 or more workers - could face federal fines for not providing insurance coverage.
Although most Americans who do not obtain health insurance would face a federal penalty starting in 2014, many experts question how strict the enforcement of that penalty would actually be.
See "I.R.S. to ENFORCE Obama's Healthcare Bill"
--------------------- Other Provisions ----------------
EXPANDED MEDICAID More lower-income individuals under the age of 65 would be covered by Medicaid, the federal health insurance plan for the poor. Under the new rules, households with income up to 133 percent of the federal poverty level, or about $29,327 for a family of four, would be eligible.
EXCHANGES AND SUBSIDIES Most other uninsured people would be required to buy insurance through one of the new state-run insurance exchanges. People with incomes of more than 133 percent of the poverty level but less than 400 percent (that’s $29,327 to $88,200 for a family of four) would be eligible for premium subsidies through the exchanges.
Premiums would also be capped at a percentage of income, ranging from 3 percent of income to as much as 9.5 percent.
EMPLOYMENT FLEXIBILITY The exchanges would also help people who lose their jobs, quit or decide to start their own businesses.
"If you lose your employer-related insurance, you will be able to move seamlessly into the exchange," said Timothy Stoltzfus Jost, a professor at the Washington and Lee University School of Law.
Moreover, people of any age who cannot find a plan that costs less than 8 percent of their income would be allowed to buy a catastrophic policy otherwise intended for people under age 30.
- - - - - Those who already HAVE Insurance - - - - -
EMPLOYER COVERAGE People who receive coverage through large employers would be unlikely to see any drastic changes, nor should premiums or coverage be affected. But almost everyone would benefit from new regulations, like the ban on pre-existing conditions that would apply to all policies come 2014.
There might even be cases where people would be eligible to buy insurance through an exchange instead of through their employer, Professor Jost said: those who must pay more than 9.5 percent of their income for premiums, or those whose plans do not cover more than 60 percent of the cost their benefits.
CHANGES IN MEDICARE One of the biggest changes involves the Medicare prescription drug program. Its unpopular "doughnut hole" - a big, expensive gap in coverage that affects millions - would be eliminated by 2020. Starting immediately, consumers who hit the gap would receive a $250 rebate. In 2011, they would receive a 50 percent discount on brand name drugs.
HIGH-COST INSURANCE Starting in 2018, employers that offer workers pricier plans - or those with total premiums of $10,200 or more for singles and $27,500 for families - would be subject to a 40 percent tax on the excess premium, said C. Clinton Stretch, managing principal of tax policy at Deloitte. Retirees and workers in high-risk professions like firefighting would have higher thresholds ($11,850 for singles, or $30,950 for families), pegged to inflation.
Although the taxes would be levied on the insurer, experts expect the assessment to be passed on to the consumer in the form of higher premiums or reduced benefits. (IRS)
- - - - Income-tax Filing Thresholds (H&R Block) - - - -
Your filing status is Single and you're either of the following:
* younger than 65 with gross income of $9,350 or more
* 65 or older with gross income of $10,750 or more
Your filing status is Married Filing Jointly and you are any of the following:
* you are both younger than 65 with a combined gross income of $18,700 or more
* only 1 spouse is 65 or older and together you have a combined gross income of $19,800 or more
* you are both 65 or older with a combined gross income of $20,900 or more
Your filing status is Married Filing Separately and you are any age with gross income of $3,650 or more.
Your filing status is Head of Household and you are either of the following:
* younger than 65 with gross income of $12,000 or more
* 65 or older with gross income of $13,400 or more
Your filing status is Qualifying Widow(er) with dependent children and you are either of the following:
* younger than 65 with gross income of $15,050 or more
* 65 or older with gross income of $16,150 or more
Disclaimer: Seek professional tax advice. This post is meant for general information only.
INCLUDED SOURCE
http://www.nytimes.com/2010/03/22/your-money/health-insurance/22consumer.html