Updates Moved to Facebook
http://www.facebook.com/pages/Tier-Five-Or-Die/120731691298779
New to the "Tier V" and "99ers" movement? Go here:
http://tobuds.com/99er
This is my last post here. Now I'll only be focused only on 99ers - Any updates for the LONG-TERM unemployed will be there.
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Federal unemployment benefits (EUC) kick in after the basic state-funded 26 weeks of coverage expire. These federal benefits are divided into 4 tiers (Some States automatically add these benefits when you make your regularly weekly claim).
Similar to below: Different in some states
26 weeks regular states-funded benefits +
Tier I - 20 weeks Federal benefits
Tier II - 14 weeks Federal benefits
Tier III - 13 weeks Federal benefits
Tier VI - 6 weeks Federal benefits
_____________________________
= 79 weeks sub-total
+ 20 weeks State Extended Benefits ( SEB )
__________________________
= 99 weeks Total MAX combined benefits - DONE!
No Tier V was added!
Those who haven't yet filed, or had on-going claims, will have them continue until June 2nd. Legislation is pending to extend these benefits until the end of the year (or until they expire after 99 weeks...whichever comes first).
Those who already used 99 weeks are SOL.
Every week thousands of people are exhausting their 99th week of benefits and are no longer being "officially" counted in the unemployment rate...which is REALLY close to 20% now (not seen since the Great Depression).
..and it's only going to get worse.
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For better or worse, much of the country saw the Great Depression as something akin to a natural disaster, and people accordingly lowered their expectations for their standard of living.
The struggle over economic policy in the 1930's seems almost strikingly parallel to today's; an episode in the long, historical conflict between business participants in the market and anti-business academics.
There's abundant evidence that both the Republican Hoover and the Democrat Roosevelt unwittingly worsened the Great Depression. These two American leaders foolishly relied on the advice of elites, believing that the graduates of our best schools should manage the country.
Roosevelt gave free rein to the professors, until the start of the Second World War led him to realize that he would need the tycoons to help mobilize to defeat Hitler.
The Forgotten Man: A New History of the Great Depression
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Where's all the moral outrage!
Foreclosures are going up to record highs, and people can't even afford to pay their utility bills, but what's the big news of the day?
An erupting volcano in Iceland that may strand millions of people that are traveling to and from Europe.
You will be swept under the rug and be permanently forgotten. The only jobless people ever mentioned any more are those who haven't used up their 99 weeks of benefits as of yet. And when they eventually do, then they TOO will also be forgotten.
The budget is under attack because of all the congressional spending, waste, fraud, and abuse. Now we have healthcare. And where does the axe first fall when cutbacks are being discussed? The unemployed. Those who worked and contributed for years, are fast becoming one of the most popular scapegoats for "budget reform".
And after everybody exhausts all their unemployment benefits, the government will then declare a 0% unemployment rate, and the rest of the country will breath a sigh of relief, and then just go about on their merry way.
You were once the 800 pound gorilla in the room that everyone was trying hard to ignore. Now they won't even make eye-contact with you anymore because you've become the dirty homeless man begging for change.
Yes, you....you won't even be a statistic anymore. You'll just be someone that somebody once knew.
And life marches on without you.
See: The U.S. Census Bureau's Failure to Count America's Homeless
http://homelessness.change.org/blog/view/down_for_the_count_the_us_census_bureaus_failure_to_count_americas_homeless
Leave your suggestion for a caption in the "comments box" below this page.

Barack Obama signed a bill today that:
"...comes as welcome relief to hundreds of thousands of people who lost out on the additional weeks of compensation after exhausting their state-paid benefits. They now will be able to reapply for long-term unemployment benefits and receive those checks retroactively under the legislation."
Obama said in his statement: "As I requested in my budget, I urge Congress to move quickly to extend these benefits through the end of this year."
Nobody ever says those words..."TIER V!"
Source:
http://www.fox11online.com/dpp/news/Senate-OKs-unemployment-extension1271425821678
The legislation means that those out of work can receive up to 99 weeks of unemployment pay in some states.
Source:
http://www.nytimes.com/2010/04/16/us/politics/16cong.html?emc=tnt&tntemail0=y
The measure extends jobless aid through June 2 (for those who haven't used up their 99 weeks).
Source:
http://www.latimes.com/news/nationworld/nation/la-na-jobless-bill16-2010apr16,0,5723634.story
b>Pay-Go rules come back to bite Dems
Democrats admitted yesterday that they’ve created a problem in how to pay for unemployment benefits and have no consensus on where to find the money now.
Source:
http://www.politico.com/news/stories/0410/35895.html
33 States Saw Jobs Rise in March!!!
...or so, proclaims Fox News.
As usual, Fox News boldly overstates any job gains, and pathetically under-reports job losses! And they repeatedly point out that their polls show that 73% of Americans DON'T support extending benefits to the jobless. (I'd like to meet one of those people...)
Fox writes: "In its monthly look at state job trends, the Labor Department says that Maryland led the country with a gain of 35,800 in payroll jobs."
Woo-wee! 35 thousand new jobs...when millions have fallen like dominos! (Those "new" jobs are most likely census work).
Source:
http://www.fox11online.com/dpps/money/business_news/33-states-saw-jobs-rise-in-march_3316910
SEC Accuses Goldman Sachs of Fraud
"The government has accused Goldman Sachs of defrauding investors by failing to disclose conflicts of interest in mortgage investments it sold as the housing market was faltering. The SEC alleges Goldman failed to disclose that one of its clients helped create - and then bet against - subprime mortgage securities that Goldman sold to investors.
(AIG and credit-default-swaps?)
Full Story Here:
http://www.fox11online.com/dpps/news/national/sec-accuses-goldman-sachs-of-fraud-_3316933
And Here:
http://www.nytimes.com/2010/04/17/business/17goldman.html
End of April 16th Updates
====================
New York Times: The Labor Department said first-time requests for jobless benefits rose to 484,000 last week.
L.A. Times: Also increasing was the number of people continuing to apply for unemployment benefits, up to 4.64 million from 4.57 million.
Bureau of Labor and Statistics: The total jobless, persons unemployed 15 weeks or longer, discouraged workers, marginally attached, and those only working part time = 17% of the workforce...
...but the news media (such as Fox and CNN) consistently emphasizes that only 9.7% are unemployed - both touting the same lame B.S. about how lazy the unemployed are.
(See my links below about Fox News)
FLOOD THEM WITH FAXES!
Start Time: Friday, April 30 at 8:15am
End Time: Monday, May 3 at 11:15pm
Free on-line FAX to your Senators:
http://faxzero.com/
http://www.gotfreefax.com/
http://www.freefax.com/
Contact INFO For Target Attack:
(Write something short and simple like: "My kids are hungry, I'm being evicted, the bank took my car.")
The President/Whitehouse FAX: (202) 456-2461
The Vice President FAX: (202) 456-2461
Press Secretary Gibbs FAX: (202) 628-850
Nancy Pelosi Fax: (202) 225-8259
Senator Harry Reid Fax: (202) 224-7327
Senator Richard Durbin Fax: (202) 228-0400
Senator Max Baucus Fax: (202)224-9412
How Unemployment Benefits Affect the Budget
Unemployment compensation ended for more than 400,000 people whose benefits lapsed but who would have otherwise been eligible to reapply for additional weeks of compensation if the program's authority had not ended last week. More than 5 million people continue to receive the extended benefits, but 200,000 people each week stand to lose them if the impasse continues.
The cost of extended unemployment benefits is about $7 billion a month (or $84 billion a year).
The national budget is approximately $3,500 billion (or $3.5 trillion)
5 million people collecting extended unemployment benefits is 2.5% of the annual national budget.
By comparison:
Defence is 23% of the annual national budget.
Social Security is 20% of the annual national budget.
Medicare and Medicaid is 19% of the annual national budget.
TARP is 4% of the annual national budget.
Unemployment benefits is 2.5% of the annual national budget

531 members of both houses of Congress earning at LEAST $174,000 a year = $92.4 million annually plus full pensions and healthcare benefits (worth about another $92.4 million).
Sourece:
http://www.google.com/hostednews/ap/article/ALeqM5geDAhye5gfMcEUDBYjW7uOyszSFwD9F2VGL00
MORE BASHING!
April 14, 2010 - Wall Street Journal: "Democrats are slowly converting unemployment insurance into a welfare program...no one should be surprised that when you subsidize people for not working, more people will choose not to work."
Full Story:
http://online.wsj.com/article/SB10001424052702303828304575180243952375172.html
Mr. Bernanke would not specify whether he believed the government should raise taxes, or make cuts to Social Security and "other benefits" programs. (I saw this coming...I say cut the defense budget. If someone is foraging for food in a dumpster, a Russian nuke is the LAST thing they're worried about.)
http://www.nytimes.com/2010/04/15/business/economy/15fed.html
IMPORTANT NOTE: After "regular" State benefits, and Federal Tiers I though IV have been exhausted, some States with high unemployment offer State Extended Benefits ( SEB ) - an additional 13 to 20 weeks. Contact your local office. You may have to re-open a new claim to receive these benefits and mail in a weekly form every week afterwards, detailing your job searches.
Having exhausted all 4 Tiers of unemployment extensions, you will no longer be counted among the jobless. It's offical - YOU'RE NOT BEING COUNTED ANY MORE IN THE JOBLESS NUMBERS!
Full Story:
http://worldnewsvine.com/2010/04/unemployed-without-extensions-99ers-rally-to-be-heard-by-congress-monday
The indubitable reality that many of the jobs that have been lost, will never return.
Those who have lost their jobs to foreign outsourcing or labor-replacing technologies are unlikely ever to get them back. And they have little hope of finding new jobs that pay as well. More than 40% of today's unemployed have been without work for over six months, a higher proportion than at any time in 60 years.
The only way many of today's jobless are likely to get new ones is by settling for much lower wages and benefits. The official unemployment numbers hide the extent to which American workers are already on this downward path.
Full Story:
http://online.wsj.com/article/SB10001424052702304222504575173780671015468.html
ALSO: After losing their homes because of foreclousers, banks are now going after people for their "2nd Mortgages".
Full Story:
http://online.wsj.com/article/SB10001424052702304846504575177720824287204.html

"You lost your job. You're not alone. 31 million Americans face the same challenges."
http://www.unionofunemployed.com/
ATTENTION! Is any work better than no work? Not if you qualify for unemployment benefits.
Many people who have been out of work for a year are picking up work as temps or part-timers, unaware that state agencies will recalculate their unemployment benefits and use their most recent work history and pay level - and because their most recent wages are much lower than the wages they earned in their prior fulltime job, they are facing substantial cuts in their weekly unemployment benefits.
Source:
http://www.csmonitor.com/USA/2010/0329/Is-any-work-better-than-no-work-Not-for-unemployment-benefits
Latest Unemployment Numbers and Links from the Bureau of Labor and Statistics
http://tobuds.com/blogs/blog3.php/2010/04/09/latest-unemployment-numbers-links-from-t
People who exhausted their Tier IV extended unemployment benefits last week (after 99 weeks) were NOT included in the new jobless report issued by the U.S. Department of Labor today. The government CLAIMS the unemployment rate held at 9.7%. You don't exist anymore!
Full Story:
http://tobuds.com/blogs/blog3.php/2010/04/08/what-nobody-s-saying-about-jobless-numbe
Also:
April 8, 2010 - The Federal Reserve chairman, Mr. Bernanke has hinted that long-term unemployment has become one of his major worries as the economic recovery slowly moves forward. Noting that more than 40 percent of the unemployed have been out of work six months or longer, nearly double the share of a year ago, he said: "I am particularly concerned about that statistic, because long spells of unemployment erode skills and lower the longer-term income and employment prospects of these workers."
Economists say it will take at least until 2015 for the economy to get back to "normal" (meaning a jobless rate of 5.5 percent). And it will also take years for the economy to recover the 8.4 milion jobs wiped out by the recession.
http://think.zionsdirect.com/2010/03/31/consumer-spending-up/

MILLIONS of US JOBLESS FIND A NEW VOICE
http://www.free-press-release.com/news-millions-of-us-jobless-find-a-new-vioce-first-of-many-radio-tv-interviews-to-come-1270085609.html
The Jobless will soon be forgotten, lost in the shuffle with everything else that's going on in Washington DC...and ALL benefits will eventually expire.
FAST FACTS:
* Almost 2 out of 10 people are unemployed - but only 1 out of 10 collect benefits.
* Unemployment is nearer to 17.5% than the government "reported" 9.7% (those who collect benefits).
* More and more people are entering the job market after graduating from school or leaving military service (and from immigration).
* There is only 1 job for every 6 looking for work.
* Democrats don't create an environment for creating jobs because of excess regulation and taxes (Obama-Care, Cap-and-Trade, etc.)
* The Republicans want to end benefits, even though it's a minuscule in the budget; and that money goes immediately back into the economy.
* With the multi-million dollar write-downs that major corportations are taking because of Obama-Care, don't exect much in the way of job growth.
* Coverage under Cobra benefits expires after 18 months (the Cobra subsidy ended on March 31). Obama-Care included nothing about extending Cobra. Medicare is available if you're 65.
Send the post or link below to your
congress-person and others who will listen:
NO TIER V for the jobless.
- - - - -Contact Fox News: - - - - -
America Live w/ Megyn Kelly kelly@foxnews.com
America's Newsroom w/ Bill and Martha americasnewsroom@foxnews.com
Bulls and Bears bullsandbears@foxnews.com
Cashin' In cash@foxnews.com
Cavuto on Business cavuto@foxnews.com
Forbes on FOX forbes@foxnews.com
FOX & Friends friends@foxnews.com
FOX News Specials fncspecials@foxnews.com
FOX News Sunday fns@foxnews.com
FOX Report w/ Shepard Smith foxreport@foxnews.com
FOX Report Weekend foxreport@foxnews.com
Geraldo at Large atlarge@foxnews.com
Hannity hannity@foxnews.com
Happening Now w/ Jon Scott & Jane Skinner happeningnow@foxnews.com
Huckabee huckmail@foxnews.com
Glenn Beck glennbeck@foxnews.com
The Journal Editorial Report jer@foxnews.com
On the Record w/ Greta Van Susteren ontherecord@foxnews.com
Red Eye w/ Greg Gutfeld redeye@foxnews.com
Special Report w/ Bret Baier special@foxnews.com
Studio B w/ Shepard Smith studiob@foxnews.com
The O'Reilly Factor oreilly@foxnews.com
War Stories w/ Oliver North warstories@foxnews.com
Your World w/ Neil Cavuto cavuto@foxnews.com
FOX News Wages War on Unemployed - Thinks They're Lazy
http://tobuds.com/blogs/blog1.php/2010/03/02/real-reason-why-extended-unemployment-be
- - - Tier V Website - - -
http://tier5.webs.com/
- - - Tier V Forum - - -
http://www.city-data.com/forum/unemployment/911556-thread-verified-tier-5-info-only-11.html
- - - Tier V Letter to Obama - - -
http://www.congress.org/congressorg/bio/userletter/?letter_id=4921835621&content_dir=congressorg
Google search for "Tier V" within the last 24 hours
http://www.google.com/search?num=100&hl=en&lr=&tbo=p&tbs=qdr%3Ad&q=Tier+V&btnG=Search&aq=f&aqi=g10&aql=&oq=&gs_rfai=
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Write the Republican National Committee
310 First Street, SE
Washington, DC 20003
EMAIL
info@gop.com
PHONE:
202.863.8500
WEBSITE:
http://www.gop.com/index.php/?can
=================================================
http://unemployedworkers.org
:::::::: AARP 55+ Job Fairs ::::::::::::
AARP's Public Policy Institute reported that unemployment for Americans 55 and older surged 331 percent over the past decade!
The institute recently reported that the February 2010 unemployment rate for age 55+ workers remained higher than in any month since the late 1940s. In addition, 55+ unemployed workers spend a longer time that other groups looking for work.
55+ job seekers may register for specific job fairs at www.aarp.org/realrelief or call toll-free 1-888-321-5349
(AARP Press release and dates here)
No benefits were proposed after Tier IV has been exhausted - No "Tier V" was proposed.
http://www.gop.gov/bill/111/2/hr4851
The recent jobs bill extends some of the deadlines for those who were laid off later in 2009 and into 2010 and can still qualify for the extra unemployment benefits provided in last year's stimulus bill.
But once someone has moved through the various tiers of coverage (which is combined with a Federal/State Extended Benefits program), at the most, those benefits expires after 99 weeks of unemployment coverage. This bill doesn't address actual benefits beyond 99 weeks, only the deadline for qualifing for those benfits.
========= BENEFITS EXPLAINED =======
Federal unemployment benefits kick in after the basic state-funded 26 weeks of coverage expire. These federal benefits, worth up to an additional 73 weeks (99 total), are divided into tiers, and the jobless must apply each time they move into a new tier. (Some States automaticaly add these benefits when you make your regularly weekly claim.)
Since the middle of 2008, two federal government sponsored extended unemployment benefit programs (the extended benefits and EUC 2008 from recent legislation) have been picking up claimants that have fallen off of the traditional State unemployment benefits rolls.
Currently there are some 5.8 million people receiving federal extended unemployment benefits.
Taken together with the latest 5.54 million people that are currently counted as receiving traditional continued unemployment benefits, there are well over 11 million people on state and federal unemployment rolls.
The ACTUAL unemployment rate probably remains around 17% (this includes those who don't qualify or are new to the work force.)
See:
http://tobuds.com/blogs/blog1.php/2009/12/31/unemployment-december-2009-new-release
For a Complete, easy-to-read explanation of Extended Unemployment Benefits, go here:
http://www.nelp.org/sites/unemployedworkers/index.php/resources/resource_entry/extended_benefits
Related posts concerning unemployment in 2010
Like the last Great Depression, Unemployment and Foreclosures, Might See Rise in Suicides
http://tobuds.com/blogs/blog1.php/2010/03/10/unemployment-foreclosures-might-see-rise
The New Poor - Millions of Unemployed Face Years Without Jobs
http://tobuds.com/blogs/blog1.php/2010/02/21/the-new-poor-millions-of-unemployed-face
Government Jobs (Bigger Government) Drive Employment Numbers
http://tobuds.com/blogs/blog1.php/2010/03/01/government-jobs-bigger-government-drive
Actual Unemployment in 2010 - Recession Worse than Reported
http://tobuds.com/blogs/blog1.php/2010/02/04/actual-unemployment-in-january-2010-rece
Deep Recession Shows No Sign of Letting Up - Maybe Getting Worse
http://tobuds.com/blogs/blog1.php/2010/02/24/deep-recession-shows-no-sign-of-letting
Largest U.S. Labor Union: AFL-CIO says Jobs Won't Return
http://tobuds.com/blogs/blog1.php/2010/01/07/largest-u-s-labor-union-afl-cio-says-job
More Bad News for the Unemployed in 2010 - and Beyond
http://tobuds.com/blogs/blog1.php/2010/02/23/more-bad-news-for-the-unemployed-in-2010
Almost 1 out of 5 People are Out of Work in the U.S.A.
http://tobuds.com/blogs/blog1.php/2009/12/31/unemployment-december-2009-new-release
FOX News Wages War on Unemployed - Thinks They're Lazy
http://tobuds.com/blogs/blog1.php/2010/03/02/real-reason-why-extended-unemployment-be
Tea Party, Fox News, and Conservatives Attack the Unemployed
http://tobuds.com/blogs/blog3.php/2010/03/04/tea-party-gets-in-wrong-on-unemployment
Take My 2010 Unemployment Poll
http://tobuds.com/blogs/blog5.php/2010/04/10/2010-unemployment-poll